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HomeIndustriesFintech

Fintech & Financial Services

Financial productspeople trustwith their money.

Banking apps, payment platforms, lending and investment tools for fintech startups and financial institutions — secure, compliant and simple enough for anyone to use.

01 — The problems we solve

What slows fintech down — and what fixes it

  1. 01

    Security can’t be an afterthought

    One breach can undo years of trust, and regulators expect proof of how data is protected.

    What we buildSecurity built in from day one: encryption, strong authentication, audit trails and regular testing.

  2. 02

    Slow onboarding loses customers

    Long forms and manual ID checks make people give up before they open an account.

    What we buildDigital onboarding with ID verification and KYC checks that take minutes, not days.

  3. 03

    Old core systems

    Legacy banking systems are hard to connect to and slow to change.

    What we buildA modern API layer around existing systems, so new features ship without replacing the core.

  4. 04

    Compliance keeps changing

    Rules on payments, lending and data differ by country and change often.

    What we buildCompliance-aware design with the reports, consents and records your compliance team needs.

02 — What we build

Fintech products built to be secure and simple

From the phone in someone’s pocket to the dashboard in the office — each built around how your people actually work.

  • 01

    Mobile banking apps

    Accounts, cards, transfers and statements in an app customers actually enjoy opening.

    iOS & AndroidBiometricsLearn more
  • 02

    Payments & wallets

    Card payments, wallets, payouts and subscriptions connected to the providers you use.

    StripePayoutsLearn more
  • 03

    Lending platforms

    Applications, credit decisions, repayment schedules and collections in one workflow.

    Credit decisionsAutomationLearn more
  • 04

    Investment & trading tools

    Portfolios, market data and trading screens that stay fast when markets move.

    Real-time dataDashboardsLearn more
  • 05

    Fraud detection & AI

    Models that flag unusual transactions and assistants that answer customer questions.

    Machine learningChatbotsLearn more
  • 06

    Back-office dashboards

    Operations, reconciliation and reporting tools that replace spreadsheets.

    ReportingRole-based accessLearn more

03 — Customer journey

From sign-up to everyday banking

  1. 01

    Discover

    A clear website and app store page that explains the product in plain words.

  2. 02

    Onboard

    ID verification, KYC and account opening in a few minutes on the phone.

  3. 03

    Transact

    Payments, transfers and cards that work instantly and show exactly what happened.

  4. 04

    Grow

    Savings goals, credit and investment features that grow with the customer.

  5. 05

    Support

    In-app help and a smart assistant, with a person one tap away.

Capabilities we bring to fintech projects

  • KYC & AML
  • Open banking APIs
  • Card issuing
  • Payment gateways
  • Encryption
  • Two-factor auth
  • KYC & AML
  • Open banking APIs
  • Card issuing
  • Payment gateways
  • Encryption
  • Two-factor auth
  • Fraud models
  • Audit trails
  • Real-time ledgers
  • PCI DSS
  • Reporting
  • Chat assistants
  • Fraud models
  • Audit trails
  • Real-time ledgers
  • PCI DSS
  • Reporting
  • Chat assistants

04 — Related services & technologies

Building a financial product? Let’s make it trustworthy.

Tell us about your fintech idea or platform. The first call is free — you’ll leave with a clear plan, not a sales pitch.

FAQ

Fintech questions

01Do you build apps that meet financial regulations?

Yes. We design with regulations like PCI DSS and data protection laws in mind, and work alongside your compliance team on the specific rules for your market.

02Can you connect to banks and payment providers?

Yes. We integrate with payment gateways, open banking APIs, card issuers and KYC providers, and with existing core banking systems through APIs.

03How do you keep financial data secure?

Encryption in transit and at rest, strong authentication, role-based access, audit logs and regular security testing throughout the project.

04How long does a fintech app take to build?

A focused MVP usually takes 3–4 months. Regulated platforms with many integrations are planned in phases, each delivering something usable.

Client voice

Working with Zentury has been a game-changer for our business. Their AI solutions have revolutionized our operations, enabling us to automate repetitive tasks and make data-driven decisions with ease. We couldn’t be happier with the results.

John AndersonCEO of Oklahoma Medical Care

Partnering with Zentury has transformed our business. Their AI solutions have streamlined our operations by automating routine tasks and empowering us to make smarter, data-driven decisions. The results have exceeded our expectations.

Brandon PearsonBig Canyon Inc.

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09 — Get in touch

Let’s build

Let’s Build Something That Works

Have an idea you’re ready to move on? A problem your current technology isn’t solving? Our team is based in Austin, Texas, and works with businesses all over the world. Reach out — the first conversation is free, and you’ll leave with clarity, not a sales pitch.

Email us
Studio
5900 Balcones Drive STE 100, Austin, Texas 78731

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